How to Manage Variable Income: A Cash Flow System for Irregular Income
Why Variable Income Requires a Different Cash Flow Strategy Even with a steady paycheck, cash flow planning is frustrating. “Budgeting” is a word soaked in evil. Ugh, do I really
Mike
Can You Really Stop Saving? Understanding Coast FIRE
Coast FIRE: So Hot Right Now Why wouldn’t it be! I get to *coast* to financial independence? Sign me up! And robots + humans agree! It’s all the rage. ChatGPT
Student Loans Explained: A Complete Glossary for Borrowers (2026 Guide)
Why Student Loans Feel So Confusing Discussing student loans is hard. In my latest Great Day Louisiana TV segment, the host, Malik Mingo, hit me with a “now he’s throwing
Missed Tax Deductions? How to Review Your 2025 Tax Return for Overtime, Tips, and Car Loan Interest (OBBBA Guide)
Why You Should Double-Check Your 2025 Tax Return Unlike me, you probably filed your taxes weeks ago. You know, that thing you do where you take a weekend and go
Should You Buy or Lease a Car in 2026? Costs, Financing, and Smart Strategies Explained
Why Buying or Leasing a Car Feels So Complicated Choosing a set of wheels is on the Mount Rushmore of tough consumer decisions. It’s right up there with becoming a
Traditional vs Roth 401(k): How to Choose the Right Contribution Strategy
The Simple Framework for 401(k) Contributions Not to sandbag our version of this question right out of the gate, but this blog/article/education exists on every personal finance resource on the
Planning a Wedding Without Losing Your Mind or Your Shirt
Wedding Budgeting for Couples: How to Plan a Wedding Without Financial Stress For most couples, planning a wedding marks their first serious financial discussion together. It’s a major step up
Employee Benefits to Take Advantage of When Expecting a Baby
Employee Benefits to Take Advantage of When Expecting a Baby Traditionally, Open Enrollment is synonymous with health care. Assessing employer-sponsored coverage amid rising costs and premiums. In a previous piece,
Evaluating Health Insurance While Pregnant
Navigating Employer-Sponsored Health Insurance When Pregnant It’s hard enough to go through open enrollment and choose your health insurance when it’s just you. Now add a life event into the
When To Refinance Your Mortgage
Mortgage Rate Trends It’s no secret that homebuyers from 2023, 2024, and 2025 may be eager to refinance. With mortgage rates dropping in 2025 and expected to fall even further,